65 Combs Gardens, Glossop, SK13 0DQ

UPRN:10010755370Mid Terrace House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band AEPC: E (40)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£174,000

£156k - £191kMedium

Estimate

£174k

Range

£156k – £191k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

4.53%

Verdict

Derived from HomePortfolio scores

65 Combs Gardens earns an INVESTIGATE rating with HP Score 64/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

39/ 100

Mixed

Transit & Bike

Transit 12Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£171/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£174,000

Rent Estimate (pcm)£850

Gross Yield4.53%

1y Growth-

3y Growth+3.1%

5y Growth+3.6%

10y Growth+5.0%

Last Sold Price£95,000 (2006-10-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK13 0DQ

Approval Rate

-12mo

Development

low

NMA/2026/0017
Non-Material Amendment Following a Grant of HPK/2010/0071 -To increase the limit of storage from 280 tonnes to 294 tonnes
Rejected
DOC/2026/0050
Discharge of Condition 8 in relation to HPK/2018/0272
Approved
DOC/2026/0049
Discharge of Conditions 7 and 10 in relation to HPK/2018/0191
Approved

View Planning Timeline