4 Fernhill Road, Middlesbrough, TS6 9HY

UPRN:100110048264Semi-Detached PropertyBeds -Built 1967-1975

FreeholdCouncil Tax: Band BEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£171,000

£154k - £188kMedium

Estimate

£171k

Range

£154k – £188k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

9.68%

Verdict

Derived from HomePortfolio scores

4 Fernhill Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

69/ 100

Moderate

Transit & Bike

Transit 14Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£155,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £48,400
Net cash flow: £342/mo
Cash on cash: 8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£171,000

Rent Estimate (pcm)£1,250

Gross Yield9.68%

1y Growth+0.7%

3y Growth+2.2%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price£120,000 (2014-01-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TS6 9HY

Approval Rate

-12mo

Development

low

R/2026/0744/PN
28 day notice - installation of fixed-line electronic communication apparatus 1 x 10m medium wooden pole (WH8C5V5V)
Approved
R/2026/0738/AD
Installation of 1No. BT Street Hub Unit and associated advertisement panels on either side of the unit
Pending
R/2026/0737/FF
Installation of 1No. BT Street Hub Unit and associated advertisement panels on either side of the unit
Pending

View Planning Timeline

Ownership

Corporate Ownership81.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-01-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,630

Population Density6,049 /km²

Owner Occupied72%

Age Distribution

0-15 16%16-64 66%65+ 18%

View Area Profile

Schools Nearby

Bankfields Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Normanby Primary School
0.6 mi
Good
Whale Hill Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Progress Schools - Tees Valley
0.8 mi
Good

0 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Fernhill Road
-
£145k
-
21 Fernhill Road
-
£144k
-
18 Fernhill Road
-
£140k
-
10 Fernhill Road
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN