150 Westbury Street, Thornaby, Stockton-on-Tees, TS17 6NB

UPRN:100110206972Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band AEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

150 Westbury Street, Thornaby, Stockton-on-Tees, TS17 6NB

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£72,000

£65k - £80kMedium

Estimate

£72k

Range

£65k – £80k

Rent Estimate (pcm)

£500

£500 - £550

Monthly

£500

Yield

8.57%

Verdict

Derived from HomePortfolio scores

150 Westbury Street earns an INVESTIGATE rating with HP Score 65/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

59/ 100

Elevated

Walkability

82/ 100

High

Transit & Bike

Transit 28Bike 74

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 4 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +2.8% (MEDIUM), sold-comps +55.1%, £/sqft +55.0%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100110206972· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.8%· as of 1 Nov 2026
Rental economics40/40
gross yield 11.1% on contractual rent (listing-disclosed tenancy); contractual 700/mo far above the 500/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 700/mo (tenanted)· as of 4 Nov 2026· verify before relying on this
Stress margin8.1/30
stressed cash flow +52/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 73 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.7/15
552 sales/12mo in area; valuation range width 21%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £59,500

£52,500£80,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£69,995

At the asking price

Monthly rent£500/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £22,299
Net cash flow: £110/mo
Cash on cash: 5.9%
Score at this price: 63

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110206972Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.8%Valuation edge · as of 1 Nov 2026
listing_factscontractual rent 700/mo (tenanted)Rental economics · as of 4 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
contractual rent 700/mo (tenanted)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 73 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £59,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£72,000

Rent Estimate (pcm)£500

Gross Yield8.57%

1y Growth-44.7%

3y Growth+0.6%

5y Growth+2.3%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TS17 6NB

Approval Rate

-12mo

Development

low

26/1787/COU
Change of use from a vehicle service workshop (B2) to create 3no residential flats (C3) to include installation of new windows and door
Pending
26/1755/FUL
Erection of 1no detached building for indoor cricket lanes
Pending
26/1555/COU
Change of use from student accommodation (Sui Generis) to a large House in Multiple Occupation (HMO) (Sui Generis)
Pending

View Planning Timeline

Ownership

Corporate Ownership73%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density-

Owner Occupied26%

Age Distribution

0-15 22%16-64 66%65+ 12%

View Area Profile

Schools Nearby

St. Patrick's Roman Catholic Primary School, A Voluntary Catholic Academy
0.1 mi
Outstanding
Mandale Mill Primary School
0.2 mi
Inspected as Mandale Mill Primary School (URN 130378) on 11 Feb 2020
Harewood Primary School
0.2 mi
Inspected as Harewood Primary School (URN 134853) on 26 Jun 2024
Village Primary School
0.5 mi
Good

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

174 Westbury Street
-
£95k
-
136 Westbury Street
-
£55k
-
172 Westbury Street
-
£99k
-
188 Westbury Street
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN