8 Skinburness Drive, Silloth, Wigton, CA7 4QG

UPRN:100110215233Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

8 Skinburness Drive, Silloth, Wigton, CA7 4QG

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£199,000

£189k - £209kHigh

Estimate

£199k

Range

£189k – £209k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

Verdict

Derived from HomePortfolio scores

8 Skinburness Drive earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

22/ 100

Low

Transit & Bike

Transit 27Bike 8

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 83% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£32,950

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £9,538
Net cash flow: £546/mo
Cash on cash: 68.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 8.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£199,000

Rent Estimate (pcm)£950

Gross Yield-

1y Growth+6.3%

3y Growth+1.6%

5y Growth+2.6%

10y Growth+4.8%

Last Sold Price£190,000 (2025-03-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA7 4QG

Approval Rate

-12mo

Development

low

HOU/2026/0142
Demolition of existing conservatory and replace with sun room extension
Pending
FUL/2026/0006
Conversion of existing residential property to flats. New dormer to front, minor internal layout changes. External landscaping works to front, side and rear. Change of use. Demolition of side garage, conservatory and outshot to rear
Approved
HOU/2025/0184
Proposed 2 Rear Dormers
Approved

View Planning Timeline

Ownership

Corporate Ownership85.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-03-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density48 /km²

Owner Occupied90%

Age Distribution

0-15 10%16-64 49%65+ 41%

View Area Profile

Schools Nearby

Silloth Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Solway Community School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Holm Cultram Abbey CofE Primary School
4.2 mi
Good
Holme St Cuthbert School
4.7 mi
GoodConcerns

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

53 Skinburness Drive
-
£152k
-
8 Skinburness Drive
-
£190k
-
Criffel View Skinburness Drive
-
£174k
-
38 Skinburness Drive
-
£113k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN