140 Skinburness Road, Silloth, Wigton, CA7 4QH

UPRN:100110215355Semi-Detached Bungalow2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (55)

Data freshness:Listing· freshPlanning· freshOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

140 Skinburness Road, Silloth, Wigton, CA7 4QH

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£194,000

£184k - £203kHigh

Estimate

£194k

Range

£184k – £203k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

4.38%

Verdict

Derived from HomePortfolio scores

140 Skinburness Road earns an INVESTIGATE rating with HP Score 61/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

8/ 100

Low

Transit & Bike

Transit 27Bike 5

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: -£220/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£194,000

Rent Estimate (pcm)£950

Gross Yield4.38%

1y Growth-24.1%

3y Growth+1.6%

5y Growth+2.6%

10y Growth+4.8%

Last Sold Price£157,000 (2026-01-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CA7 4QH

Approval Rate

100%12mo

Development

low

HOU/2026/0142
Demolition of existing conservatory and replace with sun room extension
Pending
HOU/2026/0036
Proposed side extension to dwelling
Approved
HOU/2025/0184
Proposed 2 Rear Dormers
Approved

View Planning Timeline

Ownership

Corporate Ownership85.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2026-01-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density48 /km²

Owner Occupied90%

Age Distribution

0-15 10%16-64 49%65+ 41%

View Area Profile

Schools Nearby

Silloth Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Solway Community School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Holm Cultram Abbey CofE Primary School
4.3 mi
Good
Holme St Cuthbert School
5.0 mi
GoodConcerns

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

East Cote Skinburness Road
-
£5k
-
98 Skinburness Road
-
£410k
-
140 Skinburness Road
-
£157k
-
154 Skinburness Road
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN