35 Ashton Street, Workington, CA14 3HD

UPRN:100110228295End Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (55)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£121,000

£115k - £127kHigh

Estimate

£121k

Range

£115k – £127k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

7.50%

Verdict

Derived from HomePortfolio scores

35 Ashton Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 43Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £114/mo
Cash on cash: 3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£121,000

Rent Estimate (pcm)£750

Gross Yield7.50%

1y Growth+5.8%

3y Growth+2.5%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price£102,500 (2019-11-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA14 3HD

Approval Rate

-12mo

Development

low

CAT/2026/0023
T1 - Proposed Partial Felling T2 - Pruning of diseased branches T3 - Disease Close Up T4 - Branch Falling T5 - Branch Crack at Base
Pending
CON/2026/0049
Discharge of conditions 21 (Samples of brick), 22 (treatment & Finishes) and Biodiversity Gain Plan on approved application FUL/2025/0183
Approved
FUL/2026/0135
Proposed replacement of exisitng windows with new timber sliding sash
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-11-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density9,054 /km²

Owner Occupied68%

Age Distribution

0-15 16%16-64 68%65+ 16%

View Area Profile

Schools Nearby

St Josephs Catholic High School, Workington
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ashfield Infant & Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Victoria Junior School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ashfield Junior School
0.3 mi
Requires improvement

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Ashton Street
-
£60k
-
6 Ashton Street
-
£107k
-
29 Ashton Street
-
£69k
-
1 Ashton Street
-
£103k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN