235 Harrington Road, Workington, CA14 3XD

UPRN:100110233198Terrace Property2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

235 Harrington Road, Workington, CA14 3XD

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£86,000

£82k - £90kHigh

Estimate

£86k

Range

£82k – £90k

Rent Estimate (pcm)

£550

£500 - £550

Monthly

£550

Yield

7.33%

Verdict

Derived from HomePortfolio scores

235 Harrington Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

89/ 100

Excellent

Transit & Bike

Transit 33Bike 51

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -4.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100110233198· as of 12 Oct 2026
Rental economics18.7/40
gross yield 7.3%; range width penalty ×1.00
- valuation_snapshotsrent estimate 550/mo (range 500-550)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -105/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.8/15
434 sales/12mo in area; valuation range width 9%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£67,500£103,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £77/mo
Cash on cash: 3.3%
Score at this price: 34

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110233198Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 550/mo (range 500-550)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 550/mo (range 500-550)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£86,000

Rent Estimate (pcm)£550

Gross Yield7.33%

1y Growth-

3y Growth+2.5%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price£83,000 (2007-05-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA14 3XD

Approval Rate

-12mo

Development

low

FUL/2026/0140
The construction and operation of a micro battery storage project.
Pending
FUL/2026/0136
Hybrid planning application comprising: Full planning application for the erection of a foodstore (Class E(a)), and a drive-thru restaurant (Sui Generis), with access, car parking, landscaping and other associated works. Outline planning application for the erection of up to five retail units (Class E), with car parking, landscaping and other associated works, with all Matters Reserved save for access.
Pending
FUL/2026/0072
Change of Use from a hydraulics factory to a Ju Jitsu Club
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining854 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-05-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density4,755 /km²

Owner Occupied88%

Age Distribution

0-15 16%16-64 63%65+ 21%

View Area Profile

Schools Nearby

Victoria Infant and Nursery School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Victoria Junior School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Gregory's Catholic Primary School, Workington
0.5 mi
Inspected as St Gregory's Catholic Primary School (URN 112339) on 1 May 2019
St Josephs Catholic High School, Workington
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

259 Harrington Road
-
£65k
-
221 Harrington Road
-
£74k
-
259 Harrington Road
-
£38k
-
197 Harrington Road
-
£83k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN