154 John Street, Workington, CA14 3DD

UPRN:100110233993Mid Terrace House2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£94,000

£75k - £113kLow

Estimate

£94k

Range

£75k – £113k

Rent Estimate (pcm)

£600

£550 - £600

Monthly

£600

Yield

9.01%

Verdict

Derived from HomePortfolio scores

154 John Street earns an INVESTIGATE rating with HP Score 77/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 2Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£79,950

At the asking price

Monthly rent£600/mo

Evidenced range £550-£600

Interest rate5.4%

Loan to value75%

Cash required: £25,286
Net cash flow: £146/mo
Cash on cash: 6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£94,000

Rent Estimate (pcm)£600

Gross Yield9.01%

1y Growth-19.3%

3y Growth+2.5%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price£50,500 (2016-02-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA14 3DD

Approval Rate

-12mo

Development

low

CAT/2026/0023
T1 - Proposed Partial Felling T2 - Pruning of diseased branches T3 - Disease Close Up T4 - Branch Falling T5 - Branch Crack at Base
Pending
CON/2026/0049
Discharge of conditions 21 (Samples of brick), 22 (treatment & Finishes) and Biodiversity Gain Plan on approved application FUL/2025/0183
Approved
FUL/2026/0135
Proposed replacement of exisitng windows with new timber sliding sash
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining854 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-02-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied68%

Age Distribution

0-15 16%16-64 68%65+ 16%

View Area Profile

Schools Nearby

St Josephs Catholic High School, Workington
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Victoria Junior School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Victoria Infant and Nursery School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ashfield Infant & Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

163 John Street
-
£90k
-
126 John Street
-
£120k
-
155 John Street
-
£70k
-
160 John Street
-
£86k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN