4 Johnston Street, Workington, CA14 2PZ

UPRN:100110234018Terrace Property2 bedsBuilt before 1900

Tenure: -Council Tax: Band AEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£117,000

£94k - £141kLow

Estimate

£117k

Range

£94k – £141k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

8.40%

Verdict

Derived from HomePortfolio scores

4 Johnston Street earns an INVESTIGATE rating with HP Score 64/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

68/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 3Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £147/mo
Cash on cash: 5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£117,000

Rent Estimate (pcm)£700

Gross Yield8.40%

1y Growth+5.0%

3y Growth+2.5%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA14 2PZ

Approval Rate

-12mo

Development

low

CAT/2026/0023
T1 - Proposed Partial Felling T2 - Pruning of diseased branches T3 - Disease Close Up T4 - Branch Falling T5 - Branch Crack at Base
Pending
CON/2026/0050
Discharge of conditions 5 (Groundshare Agreement), 7 (Footways, Footpaths, Cycleways), 8 (Surface Water), 9 (Site Investigation) and 11 (Arboricultural) on approved application FUL/2025/0119
Pending
FUL/2026/0136
Hybrid planning application comprising: Full planning application for the erection of a foodstore (Class E(a)), and a drive-thru restaurant (Sui Generis), with access, car parking, landscaping and other associated works. Outline planning application for the erection of up to five retail units (Class E), with car parking, landscaping and other associated works, with all Matters Reserved save for access.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining878 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied47%

Age Distribution

0-15 13%16-64 66%65+ 21%

View Area Profile

Schools Nearby

St Michael's Nursery and Infant School
0.2 mi
-
Victoria Junior School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Patrick's Catholic Primary School
0.3 mi
Good
Victoria Infant and Nursery School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Johnston Street
-
£127k
-
13 Johnston Street
-
£121k
-
14 Johnston Street
-
£126k
-
22 Johnston Street
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN