24 Fairfield Gardens, Carlisle, CA2 7EW

UPRN:100110281028Flat/MaisonetteBeds -Built 1950-1966

LeaseholdCouncil Tax: Band AEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£69,000

£62k - £76kMedium

Estimate

£69k

Range

£62k – £76k

Rent Estimate (pcm)

£450

£450 - £500

Monthly

£450

Yield

7.71%

Verdict

Derived from HomePortfolio scores

24 Fairfield Gardens earns an INVESTIGATE rating with HP Score 78/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 33Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£70,000

At the asking price

Monthly rent£450/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £22,300
Net cash flow: £75/mo
Cash on cash: 4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£69,000

Rent Estimate (pcm)£450

Gross Yield7.71%

1y Growth-

3y Growth+4.4%

5y Growth+3.9%

10y Growth+2.6%

Last Sold Price£65,000 (2006-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA2 7EW

Approval Rate

-12mo

Development

low

26/0596
Construction & Operation Of A Micro Energy Storage Project
Pending
26/0599
Construction & Operation Of A Micro Energy Storage Project
Pending
26/0586
Extension To Existing Mortuary Entrance Including Recladding Of Existing Walls
Pending

View Planning Timeline

Ownership

Corporate Ownership83.5%
Overseas OwnershipNo
Lease Term Remaining87 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied74%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

St Bede's Catholic Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newtown Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Caldew Lea School
0.4 mi
Good
Newlaithes Junior School
0.5 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Fairfield Gardens
-
£70k
-
20 Fairfield Gardens
-
£68k
-
23 Fairfield Gardens
-
£46k
-
27 Fairfield Gardens
-
£47k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN