41 Granville Road, Carlisle, CA2 7AZ

UPRN:100110282302Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£121,000

£109k - £133kMedium

Estimate

£121k

Range

£109k – £133k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

9.33%

Verdict

Derived from HomePortfolio scores

41 Granville Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 45Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £181/mo
Cash on cash: 7.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£121,000

Rent Estimate (pcm)£700

Gross Yield9.33%

1y Growth+3.5%

3y Growth+4.4%

5y Growth+3.9%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA2 7AZ

Approval Rate

-12mo

Development

low

26/0602
Measures To Reduce Scour Risk Rating Of The Structure Though Installation Of Sheet Piles At The Bases Of Two Of The Piers Located Within The River Channel, Installation Of A Loose Laid Waterproofing System To Improve The Longevity Of The Structure And Installation Of Parapet Fencing To Make The Deck Safe To Access
Pending
26/0596
Construction & Operation Of A Micro Energy Storage Project
Pending
26/0586
Extension To Existing Mortuary Entrance Including Recladding Of Existing Walls
Pending

View Planning Timeline

Ownership

Corporate Ownership83.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density8,281 /km²

Owner Occupied49%

Age Distribution

0-15 16%16-64 71%65+ 13%

View Area Profile

Schools Nearby

Caldew Lea School
0.1 mi
Good
St Bede's Catholic Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newtown Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
University of Cumbria
0.6 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Granville Road
-
£125k
-
33 Granville Road
-
£80k
-
81 Granville Road
-
£132k
-
77 Granville Road
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN