93 Lindisfarne Street, Carlisle, CA1 2NB

UPRN:100110287785Purpose Built Flat2 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band AEPC: C (76)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

93 Lindisfarne Street, Carlisle, CA1 2NB

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£65,000

£62k - £68kHigh

Estimate

£65k

Range

£62k – £68k

Rent Estimate (pcm)

£350

£300 - £400

Monthly

£350

Yield

6.46%

Verdict

Derived from HomePortfolio scores

93 Lindisfarne Street earns an INVESTIGATE rating with HP Score 72/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

79/ 100

High

Transit & Bike

Transit 2Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£65,000

At the asking price

Monthly rent£350/mo

Evidenced range £300-£400

Interest rate5.4%

Loan to value75%

Cash required: £20,800
Net cash flow: £23/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£65,000

Rent Estimate (pcm)£350

Gross Yield6.46%

1y Growth-

3y Growth+2.2%

5y Growth+2.5%

10y Growth+3.9%

Last Sold Price£50,000 (2015-07-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA1 2NB

Approval Rate

-12mo

Development

low

26/0593
Replacement Of 14no. Windows & Rear External Door (LBC)
Pending
26/0592
Replacement Of 14no. Windows & Rear External Door
Pending
26/0566
Minor Internal Reconfiguration; Installation Of New External Openings And Windows; Recoat/Renewal Of Existing Render; Minor Landscaping To Courtyard; Installation Of External Lighting And External Signage
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining61 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-07-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density7,762 /km²

Owner Occupied43%

Age Distribution

0-15 17%16-64 75%65+ 8%

View Area Profile

Schools Nearby

Brook Street Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Norman Street Primary School
0.2 mi
Good
Richard Rose Central Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Bishop Harvey Goodwin School (Church of England Voluntary Aided)
0.6 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

71 Lindisfarne Street
-
£95k
-
63 Lindisfarne Street
-
£74k
-
85 Lindisfarne Street
-
£77k
-
63A Lindisfarne Street
-
£80k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN