65 Lund Crescent, Carlisle, CA2 4BZ

UPRN:100110289183Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (78)

Data freshness:Planning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£126,000

£113k - £138kMedium

Estimate

£126k

Range

£113k – £138k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

6.92%

Verdict

Derived from HomePortfolio scores

65 Lund Crescent earns an INVESTIGATE rating with HP Score 72/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

49/ 100

Mixed

Transit & Bike

Transit 38Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £80/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£126,000

Rent Estimate (pcm)£750

Gross Yield6.92%

1y Growth-

3y Growth+4.4%

5y Growth+3.9%

10y Growth+2.6%

Last Sold Price£85,000 (2016-06-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA2 4BZ

Approval Rate

-12mo

Development

low

26/0548
Change Of Use From HMO (House Of Multiple Occupancy) To Short Term Rental Rooms
Pending
26/0418
Erection Of Balcony To Side Elevation
Rejected
26/0405
Demolition Of Existing Single Storey Extension; Erection Of Single Storey Side/Rear Extension To Provide Additional Living Accommodation
Approved

View Planning Timeline

Ownership

Corporate Ownership83.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-06-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied62%

Age Distribution

0-15 23%16-64 63%65+ 14%

View Area Profile

Schools Nearby

Robert Ferguson Primary School
0.3 mi
Good
The Bishop Harvey Goodwin School (Church of England Voluntary Aided)
0.5 mi
Good
St Margaret Mary Catholic Primary School, Carlisle
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Gillford Centre
0.7 mi
Good

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

89 Lund Crescent
-
£100k
-
42 Lund Crescent
-
£90k
-
75 Lund Crescent
-
£95k
-
42 Lund Crescent
-
£98k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN