110 Shady Grove Road, Carlisle, CA2 7JT

UPRN:100110296793Purpose Built Flat1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£61,000

£58k - £64kHigh

Estimate

£61k

Range

£58k – £64k

Rent Estimate (pcm)

£400

£400 - £450

Monthly

£400

Yield

8.00%

Verdict

Derived from HomePortfolio scores

110 Shady Grove Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

56/ 100

Moderate

Transit & Bike

Transit 36Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£400/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £74/mo
Cash on cash: 4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£61,000

Rent Estimate (pcm)£400

Gross Yield8.00%

1y Growth-

3y Growth+4.4%

5y Growth+3.9%

10y Growth+2.6%

Last Sold Price£50,000 (2022-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA2 7JT

Approval Rate

-12mo

Development

low

26/0602
Measures To Reduce Scour Risk Rating Of The Structure Though Installation Of Sheet Piles At The Bases Of Two Of The Piers Located Within The River Channel, Installation Of A Loose Laid Waterproofing System To Improve The Longevity Of The Structure And Installation Of Parapet Fencing To Make The Deck Safe To Access
Pending
26/0598
Construction & Operation Of A Micro Energy Storage Project
Pending
26/0586
Extension To Existing Mortuary Entrance Including Recladding Of Existing Walls
Pending

View Planning Timeline

Ownership

Corporate Ownership83.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density5,105 /km²

Owner Occupied61%

Age Distribution

0-15 24%16-64 63%65+ 13%

View Area Profile

Schools Nearby

Newtown Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Belle Vue Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Bede's Catholic Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Caldew Lea School
0.6 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

114 Shady Grove Road
-
£69k
-
75 Shady Grove Road
-
£69k
-
110 Shady Grove Road
-
£50k
-
80 Shady Grove Road
-
£99k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN