36 Border Avenue, Cleator Moor, CA25 5JQ

UPRN:100110302992Semi-Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: C (72)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

36 Border Avenue, Cleator Moor, CA25 5JQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£226,000

£215k - £238kHigh

Estimate

£226k

Range

£215k – £238k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

5.74%

Verdict

Derived from HomePortfolio scores

36 Border Avenue earns an INVESTIGATE rating with HP Score 72/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

43/ 100

Mixed

Transit & Bike

Transit 25Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£15/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£226,000

Rent Estimate (pcm)£1,100

Gross Yield5.74%

1y Growth-

3y Growth-0.1%

5y Growth+1.5%

10y Growth+3.0%

Last Sold Price£182,000 (2018-10-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CA25 5JQ

Approval Rate

-12mo

Development

4/26/2299/DOC
DISCHARGE OF CONDITIONS 3, 4, 5, 9, 10 AND 11 OF PLANNING APPROVAL 4/26/2132/0F1
Pending
4/26/2276/DOC
DISCHARGE OF CONDITION 19 OF PLANNING APPLICATION 4/25/2411/0F1
Approved
4/26/2201/DOC
DISCHARGE OF CONDITIONS 3, 4, 8 AND 9 OF PLANNING APPLICATION 4/25/2411/0F1
Approved

View Planning Timeline

Ownership

Corporate Ownership80.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-10-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,309 /km²

Owner Occupied80%

Age Distribution

0-15 17%16-64 65%65+ 18%

View Area Profile

Schools Nearby

St Patrick's Catholic Primary School
1.1 mi
GoodImproving
Montreal CofE Primary School
1.1 mi
-
Cleator Moor Nursery School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moor Row Community Primary School
1.2 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Border Avenue
-
£185k
-
10 Border Avenue
-
£195k
-
16 Border Avenue
-
£150k
-
26 Border Avenue
-
£101k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN