15 Kersey Road, Thornhill, Egremont, CA22 2SF

UPRN:100110306624Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: E (39)

Data freshness:Listing· freshOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

15 Kersey Road, Thornhill, Egremont, CA22 2SF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£140,000

£126k - £154kMedium

Estimate

£140k

Range

£126k – £154k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

5.57%

Verdict

Derived from HomePortfolio scores

15 Kersey Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 23Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: -£23/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£140,000

Rent Estimate (pcm)£650

Gross Yield5.57%

1y Growth-

3y Growth+6.7%

5y Growth+0.0%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CA22 2SF

Approval Rate

-12mo

Development

4/26/2009/0F1
CONSTRUCTION OF A NEW EXTENSION CONTAINING A CORRIDOR AND SHOWER ROOM
Approved
4/25/2290/0N1
PRIOR NOTIFICATION APPLICATION FOR AN AGRICULTURAL BUILDING
Approved
4/25/2280/0F1
TWO STOREY SIDE AND REAR EXTENSION AND NEW FRONT PORCH
Approved

View Planning Timeline

Ownership

Corporate Ownership79.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density167 /km²

Owner Occupied77%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Thornhill Primary School
0.1 mi
Good
Bookwell Primary School
1.1 mi
Outstanding
St Bridget's Catholic Primary School
1.3 mi
Good
Orgill Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Kersey Road
-
£48k
-
4 Kersey Road
-
£67k
-
3 Kersey Road
-
£69k
-
5 Kersey Road
-
£77k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN