81 Kings Drive, Egremont, CA22 2LE

UPRN:100110306708End Terrace House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£115,000

£103k - £126kMedium

Estimate

£115k

Range

£103k – £126k

Rent Estimate (pcm)

£700

£650 - £700

Monthly

£700

Yield

8.00%

Verdict

Derived from HomePortfolio scores

81 Kings Drive earns an INVESTIGATE rating with HP Score 73/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 29Bike 18

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +8.7% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100110306708· as of 12 Oct 2026
Rental economics24/40
gross yield 8.0%; range width penalty ×1.00
- valuation_snapshotsrent estimate 700/mo (range 650-700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -58/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
75 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£79,000£120,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£105,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£700

Interest rate5.4%

Loan to value75%

Cash required: £32,800
Net cash flow: £130/mo
Cash on cash: 4.8%
Score at this price: 37

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110306708Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 650-700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 650-700)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£115,000

Rent Estimate (pcm)£700

Gross Yield8.00%

1y Growth-13.8%

3y Growth+6.7%

5y Growth+0.0%

10y Growth+3.0%

Last Sold Price£80,000 (2015-12-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CA22 2LE

Approval Rate

-12mo

Development

4/26/2287/0A1
ADVERTISING CONSENT FOR THE ERECTION OF SIX ADVERTISING BOARDS ON EXISTING BOUNDARY HOARDING
Approved
4/26/2270/0F1
CHANGE OF USE OF THE EXISTING GROUND-FLOOR PREMISES FROM ITS PREVIOUS USE AS A PUBLIC HOUSE/RESTAURANT (SUI GENERIS) TO A COMMUNITY HEALTH AND WELLBEING HUB (SUI GENERIS) AND THE REFURBISHMENT AND ALTERATION OF EXTERIOR OF BUILDING INCLUDING THE REPAIR OF GROUND FLOOR WINDOW ON FRONT ELEVATION, INSTALLATION OF PATIO DOORS ON REAR ELEVATION AND CREATION OF EXTERNAL GARDEN INCLUDING NEW BOUNDARY TREATMENT
Approved
4/26/2256/0A1
ADVERTISEMENT CONSENT APPLICATION FOR DISPLAY OF 6 BOARDS ON EXISTING BOUNDARY HOARDING
Rejected

View Planning Timeline

Ownership

Corporate Ownership78.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-12-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density537 /km²

Owner Occupied76%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Bookwell Primary School
0.3 mi
Outstanding
St Bridget's Catholic Primary School
0.5 mi
Good
Orgill Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Thornhill Primary School
0.9 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

87 Kings Drive
-
£125k
-
10 Kings Drive
-
£145k
-
10 Kings Drive
-
£50k
-
8 Kings Drive
-
£87k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN