9 Alder Close, Whitehaven, CA28 6LD

UPRN:100110313555Detached House4 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band CEPC: B (84)

Data freshness:Price Paid· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£332,000

£316k - £349kHigh

Estimate

£332k

Range

£316k – £349k

Rent Estimate (pcm)

£1,100

£950 - £1k

Monthly

£1,100

Yield

3.52%

Verdict

Derived from HomePortfolio scores

9 Alder Close earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

12/ 100

Low

Transit & Bike

Transit 22Bike 10

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£504/mo
Cash on cash: -4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£332,000

Rent Estimate (pcm)£1,100

Gross Yield3.52%

1y Growth-

3y Growth+3.2%

5y Growth+2.8%

10y Growth+2.2%

Last Sold Price£210,000 (2006-11-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CA28 6LD

Approval Rate

-12mo

Development

4/26/2303/0L1
LISTED BUILDING CONSENT FOR STRIPPING SLATE ROOF, REPAIR OF RAFTERS AND INSTALLATION OF MEMBRANE AND REPLACEMENT SLATES TO ROOF OF MAIN DWELLING AND ALSO REAR EXTENSION (RETROSPECTIVE)
Pending
4/26/2298/0L1
LISTED BUILDING CONSENT TO INSTALL A REVERSIBLE AIR-TO-AIR HEAT PUMP SYSTEM
Pending
4/26/2282/0F1
PROPOSED NEW VEHICULAR ACCESS AND DRIVEWAY
Pending

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-11-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,047 /km²

Owner Occupied95%

Age Distribution

0-15 13%16-64 63%65+ 24%

View Area Profile

Schools Nearby

Bransty Primary School
0.3 mi
Good
St Bridget's CofE School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St James' CofE Junior School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moresby Primary School
0.8 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Alder Close
-
£315k
-
3 Alder Close
-
£250k
-
5 Alder Close
-
£189k
-
2 Alder Close
-
£153k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN