68 High Road, Whitehaven, CA28 9AG

UPRN:100110317349Mid Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (58)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£113,000

£107k - £118kHigh

Estimate

£113k

Range

£107k – £118k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

6.24%

Verdict

Derived from HomePortfolio scores

68 High Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

72/ 100

High

Crime Score

9/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 2Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £28/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£113,000

Rent Estimate (pcm)£650

Gross Yield6.24%

1y Growth+24.1%

3y Growth+3.2%

5y Growth+2.8%

10y Growth+2.2%

Last Sold Price£87,000 (2024-03-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

-CA28 9AG

Approval Rate

-12mo

Development

4/26/2341/0F1
INSTALLATION OF 6 NO. REPLACEMENT ANTENNA AND ANCILLARY RADIO EQUIPMENT
Pending
4/26/2326/0F1
CHANGE OF USE FROM SNOOKER AND POOL HALL TO A MULTI ACTIVITY INDOOR ENTERTAINEMENT VENUE
Pending
4/26/2324/0L1
LISTED BUILDING CONSENT FOR REPLACEMENT OF REAR ROOF SLATE AND EXISTING VELOCITY SKYLIGHT
Pending

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-03-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,430 /km²

Owner Occupied87%

Age Distribution

0-15 13%16-64 58%65+ 29%

View Area Profile

Schools Nearby

Monkwray Junior School
0.6 mi
Good
St Begh's Catholic Junior School
0.6 mi
Good
St James' CofE Infant and Nursery School
0.6 mi
GoodImproving
St James' CofE Junior School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

66 High Road
-
£50k
-
68 High Road
-
£87k
-
39 High Road
-
£250k
-
102 High Road
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN