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4 St Georges Terrace, Whitehaven, CA28 6DF

UPRN:100110321620End Terrace House4 bedsBuilt before 1900
FreeholdCouncil Tax: Band BEPC: E (49)
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-10-23T04:00:04.135672+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
4 St Georges Terrace, Whitehaven, CA28 6DF

HP Score

Strong
Verdict
2 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
18 of 21 sources
Sale Estimate
£160,000
£152k - £169kHigh
Estimate
£160k
Range
£152k – £169k
Rent Estimate (pcm)
£900
£850 - £950
Monthly
£900
Yield
6.75%

Verdict

Derived from HomePortfolio scores

4 St Georges Terrace earns an INVESTIGATE rating with HP Score 82/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
82/ 100
Strong
Investment Score
71/ 100
High
Crime Score
12/ 100
Low
Walkability
80/ 100
High
Transit & Bike
Transit 4Bike 30
Walk Score, out of 100

Valuation & Market

Sale Estimate£160,000
Rent Estimate (pcm)£900
Gross Yield6.75%
1y Growth-
3y Growth+2.3%
5y Growth+2.0%
10y Growth+1.6%
Last Sold Price£165,000 (2018-10-12)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceLow
  • RadonModerate
  • MiningLow
  • LandslideModerate
  • Air QualityLow
  • NoiseModerate

Planning Activity

Recent Apps
-CA28 6DF
Approval Rate
-12mo
Development
-
  • 4/26/2312/0E1
    LAWFUL DEVELOPMENT CERTIFICATE TO CONFIRM THAT THE PROPOSED UNRESTRICTED OPERATION OF THE RESTAURANT IS LAWFUL
    Pending
  • 4/26/2308/0L1
    LISTED BUILDING CONSENT FOR REPAIR WORKS TO A WALL AND INSTALLATION OF A MURAL
    Pending
  • 4/26/2302/0L1
    LISTED BUILDING CONSENT FOR INSTALLATION OF NEW FIBRE OPTIC ETHERNET CONNECTION IN FIRST FLOOR SERVER ROOM
    Pending

Ownership

  • Corporate Ownership75.6%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2018-10-12
  • SourceLand Registry

Connectivity

Broadband (Standard)
13 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£33,840
Population Density1,904 /km²
Owner Occupied76%
Age Distribution
0-15 19%16-64 65%65+ 16%

Schools Nearby

  • St James' CofE Junior School
    0.2 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • St James' CofE Infant and Nursery School
    0.2 mi
    GoodImproving
  • Bransty Primary School
    0.4 mi
    Good
  • St Begh's Catholic Junior School
    0.7 mi
    Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 5 St Georges Terrace
    -
    £145k
    -
  • 4 St Georges Terrace
    -
    £165k
    -
  • 4 St Georges Terrace
    -
    £175k
    -
  • 3 St Georges Terrace
    -
    £164k
    -