10 Wellington Row, Whitehaven, CA28 7HA

UPRN:100110322795Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: E (51)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£105,000

£100k - £110kHigh

Estimate

£105k

Range

£100k – £110k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

6.86%

Verdict

Derived from HomePortfolio scores

10 Wellington Row earns an INVESTIGATE rating with HP Score 54/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

61/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

81/ 100

High

Transit & Bike

Transit 3Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£105,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £32,800
Net cash flow: £61/mo
Cash on cash: 2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£105,000

Rent Estimate (pcm)£600

Gross Yield6.86%

1y Growth-

3y Growth+3.2%

5y Growth+2.8%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

-CA28 7HA

Approval Rate

-12mo

Development

4/26/2324/0L1
LISTED BUILDING CONSENT FOR REPLACEMENT OF REAR ROOF SLATE AND EXISTING VELOCITY SKYLIGHT
Pending
4/26/2312/0E1
LAWFUL DEVELOPMENT CERTIFICATE TO CONFIRM THAT THE PROPOSED UNRESTRICTED OPERATION OF THE RESTAURANT IS LAWFUL
Pending
4/26/2310/0L1
LISTED BUILDING CONSENT FOR REPLACEMENT OF ALL EXISTING TIMBER WINDOWS WITH HERITAGE STYLE UPVC VERTICAL SLIDING SASH WINDOWS
Pending

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density2,365 /km²

Owner Occupied32%

Age Distribution

0-15 5%16-64 66%65+ 29%

View Area Profile

Schools Nearby

St James' CofE Infant and Nursery School
0.1 mi
GoodImproving
St James' CofE Junior School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Begh's Catholic Junior School
0.6 mi
Good
Bransty Primary School
0.6 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Wellington Row
-
£60k
-
9 Wellington Row
-
£104k
-
9 Wellington Row
-
£30k
-
6 Wellington Row
-
£26k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN