68 Hinnings Road, Distington, Workington, CA14 5UX

UPRN:100110324104End Terrace House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

68 Hinnings Road, Distington, Workington, CA14 5UX

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£96,000

£86k - £106kMedium

Estimate

£96k

Range

£86k – £106k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

8.00%

Verdict

Derived from HomePortfolio scores

68 Hinnings Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 39Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£89,950

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £28,286
Net cash flow: £112/mo
Cash on cash: 4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£96,000

Rent Estimate (pcm)£600

Gross Yield8.00%

1y Growth+5.3%

3y Growth+2.5%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price£64,950 (2005-06-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA14 5UX

Approval Rate

-12mo

Development

low

4/26/2335/0F1
THE CONSTRUCTION AND OPERATION OF A MICRO BATTERY STORAGE PROJECT
Pending
4/26/2277/0F1
CHANGE OF USE FROM DWELLINGHOUSE (USE CLASS C3) TO USE AS A SUPPORT AND TRAINING FACILITY TO PROVIDE INDEPENDENT LIVING SKILLS TO YOUNG PEOPLE (SUI GENERIS)
Pending
4/26/2215/0F1
DEMOLITION OF EXISTING STABLES AND AGRICULTURAL STORAGE BUILDINGS AND ERECTION OF REPLACEMENT STABLES AND AGRICULTURAL STORAGE AND CLADDING OF SHIPPING CONTAINER WITH GREEN PROFILE SHEETS
Rejected

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-06-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density315 /km²

Owner Occupied48%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Distington Community School
0.3 mi
Good
West Cumbria Learning Centre
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lakes College - West Cumbria
1.2 mi
-
Lowca Community School
1.4 mi
GoodConcerns

0 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

60 Hinnings Road
-
£85k
-
92 Hinnings Road
-
£100k
-
40 Hinnings Road
-
£85k
-
98 Hinnings Road
-
£105k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN