9 Castlegate, Penrith, CA11 7HZ

UPRN:100110327115Mid Terrace HouseBeds -Built before 1900

FreeholdCouncil Tax: Band AEPC: E (47)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£133,000

£107k - £160kLow

Estimate

£133k

Range

£107k – £160k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

2.32%

Verdict

Derived from HomePortfolio scores

9 Castlegate earns an INVESTIGATE rating with HP Score 55/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

62/ 100

Elevated

Walkability

32/ 100

Mixed

Transit & Bike

Transit 3Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£285,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £91,050
Net cash flow: -£581/mo
Cash on cash: -7.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.57 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£133,000

Rent Estimate (pcm)£550

Gross Yield2.32%

1y Growth-

3y Growth-2.4%

5y Growth+1.6%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA11 7HZ

Approval Rate

-12mo

Development

low

2026/2028/TPO
Works to tree(s) subject to TPO No. 173-G1. Ash - reduce canopy by 20%.
Pending
2026/2025/ADV
Advertisement Consent for the re-location of 3 existing freestanding signs and 1 digital booth, and installation of 1 new digital booth screen, 1 freestanding sign and 2 banner units.
Pending
2026/2014/FPA
Erection of 1no bungalow with garage.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density3,825 /km²

Owner Occupied42%

Age Distribution

0-15 15%16-64 65%65+ 20%

View Area Profile

Schools Nearby

Brunswick School
0.1 mi
Good
Queen Elizabeth Grammar School Penrith
0.3 mi
Good
St Catherine's Catholic Primary School, Penrith
0.3 mi
Inspected as St Catherine's Catholic Primary School (URN 112305) on 21 Jun 2022
Ullswater Community College
0.4 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3C Castlegate
-
£170k
-
3A Castlegate
-
£142k
-
14 Castlegate
-
£49k
-
3B Castlegate
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN