27 Empsom Road, Kendal, LA9 5PR

UPRN:100110338076Bungalow Property2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band BEPC: D (55)

Data freshness:Listing· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£209,000

£199k - £219kHigh

Estimate

£209k

Range

£199k – £219k

Rent Estimate (pcm)

£650

£550 - £700

Monthly

£650

Yield

3.71%

Verdict

Derived from HomePortfolio scores

27 Empsom Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Transit 2Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£650/mo

Evidenced range £550-£700

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: -£259/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£209,000

Rent Estimate (pcm)£650

Gross Yield3.71%

1y Growth-1.1%

3y Growth-0.3%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price£140,000 (2009-08-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2LA9 5PR

Approval Rate

50%12mo

Development

low

2026/2084/HOU
Single storey rear extension
Pending
2026/1982/DISC
Application for the approval of details reserved by condition 3 (materials) attached to planning permission 2024/1426/FPA
Pending
2026/1943/FPA
Subdivision of existing premises to create 3 units (from 2 units), including change of use of Unit 1 from warehouse (Use Class B8) to garage and tyre storage (Use Class E(g)(iii)). Installation of a roller shutter door, reinstatement of existing roller shutter door, erection of internal partition wall and installation of associated signage
Pending

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-08-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density4,342 /km²

Owner Occupied60%

Age Distribution

0-15 22%16-64 62%65+ 16%

View Area Profile

Schools Nearby

St Thomas's CofE Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Cambian Whinfell School
0.3 mi
Outstanding
Kendal Nursery School
0.4 mi
-
Stramongate Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Empsom Road
-
£270k
-
43 Empsom Road
-
£325k
-
29 Empsom Road
-
£375k
-
61 Empsom Road
-
£196k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN