51 Milnthorpe Road, Kendal, LA9 5QG

UPRN:100110342168Semi-Detached Property9 bedsBuilt -

FreeholdCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£473,000

£450k - £497kHigh

Estimate

£473k

Range

£450k – £497k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.29%

Verdict

Derived from HomePortfolio scores

51 Milnthorpe Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

76/ 100

High

Transit & Bike

Transit 45Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£475,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£426/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£473,000

Rent Estimate (pcm)£1,700

Gross Yield4.29%

1y Growth-

3y Growth-0.3%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price£331,500 (2019-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LA9 5QG

Approval Rate

-12mo

Development

low

2026/2052/PALHE
Prior approval for a single-storey rear extension under Part 1 Class A
Pending
2026/1980/FPA
Variation of conditions 2 (approved plans), 3 (materials) and 4 (swift bricks) attached to planning permission 2024/2376/FPA (Alterations to existing dwelling including new first floor side extension to replace existing conservatory. Proposed front porch. Erection of steel framed car port. Change of roofing material. Change of cladding material to some of the external walls)
Pending
2026/1955/HOU
Replacement ground floor bay and first floor windows with double glazed sliding sash timber windows. Repair and replacement works to the non-original second floor dormer windows
Pending

View Planning Timeline