42 Fox Street, Swarthmoor, Ulverston, LA12 0HT

UPRN:100110349090Bungalow Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

42 Fox Street, Swarthmoor, Ulverston, LA12 0HT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£200,000

£190k - £210kHigh

Estimate

£200k

Range

£190k – £210k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

4.86%

Verdict

Derived from HomePortfolio scores

42 Fox Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

15/ 100

Low

Transit & Bike

Transit 45Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: -£105/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£200,000

Rent Estimate (pcm)£750

Gross Yield4.86%

1y Growth-

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.7%

Last Sold Price£153,500 (2020-07-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LA12 0HT

Approval Rate

-12mo

Development

low

2026/1987/LDPR
Application for a Lawful Development Certificate for the proposed erection of a front entrance porch
Pending
2026/1752/HOU
Demolition of existing garage and erection of replacement garage on larger footprint
Pending
2026/1445/LBC
Listed Building Consent for the sympathetic cleaning of the war memorial cross
Conditions

View Planning Timeline

Ownership

Corporate Ownership73.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-07-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density1,727 /km²

Owner Occupied87%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Pennington CofE School
0.4 mi
Good
Croftlands Junior School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Croftlands Infant School
0.8 mi
GoodConcerns
St Mary's Catholic Primary School, Ulverston
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Sunny Side Fox Street
-
£225k
-
53 Fox Street
-
£197k
-
46 Fox Street
-
£160k
-
45 Fox Street
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN