3 Carmel Road, Stanley, DH9 7RJ

UPRN:100110389746Semi-Detached PropertyBeds -Built 1950-1966

FreeholdCouncil Tax: Band BEPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£187,000

£150k - £225kLow

Estimate

£187k

Range

£150k – £225k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

10.29%

Verdict

Derived from HomePortfolio scores

3 Carmel Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 19Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £358/mo
Cash on cash: 9.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£187,000

Rent Estimate (pcm)£1,200

Gross Yield10.29%

1y Growth-

3y Growth+5.6%

5y Growth+4.6%

10y Growth+2.9%

Last Sold Price£72,000 (2002-07-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DH9 7RJ

Approval Rate

-12mo

Development

low

DM/26/02598/FPA
Change of use of first-floor office accommodation to 6-bed House in Multiple Occupation (HMO) accommodating a maximum of 9 persons (sui generis), including installation of new windows
Pending
DM/26/02023/AD
Replacement signage, paint external walls and roller shutters
Approved
DM/26/02022/FPA
Replacement windows, doors, signage, paint external walls and roller shutters
Approved

View Planning Timeline

Ownership

Corporate Ownership80.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-07-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density-

Owner Occupied54%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Oxhill Nursery School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
South Stanley Infant and Nursery School
0.5 mi
Inspected as South Stanley Infant and Nursery School (URN 114030) on 13 Mar 2013
South Stanley Junior School
0.5 mi
Good
St Joseph's Catholic Primary, Stanley
0.5 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Carmel Road
-
£80k
-
11 Carmel Road
-
£124k
-
2 Carmel Road
-
£132k
-
18 Carmel Road
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN