25 Ferndale, Durham, DH1 2AW

UPRN:100110412669Semi-Detached House3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band CEPC: D (63)

Data freshness:Price Paid· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£224,000

£212k - £235kHigh

Estimate

£224k

Range

£212k – £235k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

7.43%

Verdict

Derived from HomePortfolio scores

25 Ferndale earns an INVESTIGATE rating with HP Score 72/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 23Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: £191/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£224,000

Rent Estimate (pcm)£1,300

Gross Yield7.43%

1y Growth-

3y Growth+2.9%

5y Growth+1.1%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DH1 2AW

Approval Rate

-12mo

Development

low

DM/26/02732/FPA
New boundary walls to front of property to include lights, composite panelling and gates
Pending
DM/26/02708/TPO
1x Norway maple to be crown raised by 4m and laterally reduced by 2m on car park side of the tree. 1x Whitebeam to be latterly reduced by 1.5m
Pending
DM/26/02633/FPA
Ground Floor Front Bay Window
Pending

View Planning Timeline

Ownership

Corporate Ownership65.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density2,903 /km²

Owner Occupied85%

Age Distribution

0-15 17%16-64 55%65+ 28%

View Area Profile

Schools Nearby

St Thomas More Primary School, Belmont
0.1 mi
Good
Belmont CofE (Controlled) Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Belmont Community School
0.2 mi
Good
Belmont Cheveley Park Primary School
0.3 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Ferndale
-
£250k
-
23 Ferndale
-
£220k
-
20 Ferndale
-
£185k
-
1 Ferndale
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN