5 Oxford Terrace, Bowburn, Durham, DH6 5AX

UPRN:100110422877Terrace Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

5 Oxford Terrace, Bowburn, Durham, DH6 5AX

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£90,000

£86k - £95kHigh

Estimate

£90k

Range

£86k – £95k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

9.88%

Verdict

Derived from HomePortfolio scores

5 Oxford Terrace earns an INVESTIGATE rating with HP Score 64/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

48/ 100

Mixed

Transit & Bike

Transit 14Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £198/mo
Cash on cash: 8.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£90,000

Rent Estimate (pcm)£700

Gross Yield9.88%

1y Growth-

3y Growth-0.4%

5y Growth-1.2%

10y Growth+0.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DH6 5AX

Approval Rate

-12mo

Development

low

DM/26/02910/TPO
T1. Oak - crown reduce to shape the x3 larges limbs by 4m T2. Ash - fell as close to current ground level as practical
Pending
DM/26/02885/FPA
Elevation alterations including installation of louvres. New dock door and alteration to one dock door. Installation of smoking shelters, installation of unit to store site maintenance equipment, installation of guard hut. Installation of external plant. Installation of waste platform and canopy, lighting, boundary treatment and associated infrastructure.
Pending
DM/26/02883/AD
Replacement of existing company logo signs on the building, with the removal of two signs
Pending

View Planning Timeline

Ownership

Corporate Ownership81.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density1,363 /km²

Owner Occupied62%

Age Distribution

0-15 16%16-64 66%65+ 18%

View Area Profile

Schools Nearby

Strawberry Lane
0.1 mi
-
Bowburn Primary School
0.2 mi
Inspected as Bowburn Primary School (URN 114087) on 23 Jan 2024
Coxhoe Primary School
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Shincliffe CofE (Controlled) Primary School
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Oxford Terrace
-
£61k
-
8 Oxford Terrace
-
£93k
-
9 Oxford Terrace
-
£87k
-
9 Oxford Terrace
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN