13 St Josephs Close, Durham, DH1 2JA

UPRN:100110427340Bungalow Property3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£247,000

£235k - £260kHigh

Estimate

£247k

Range

£235k – £260k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

6.24%

Verdict

Derived from HomePortfolio scores

13 St Josephs Close earns an INVESTIGATE rating with HP Score 56/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

92/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 26Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £56/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£247,000

Rent Estimate (pcm)£1,300

Gross Yield6.24%

1y Growth-

3y Growth+2.9%

5y Growth+1.1%

10y Growth+2.7%

Last Sold Price£165,000 (2006-02-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DH1 2JA

Approval Rate

-12mo

Development

low

DM/26/02911/TCA
Sycamore (T1) - felling and removal, Limes (G1) - crown lift to allow 6-7m from ground and further reductions back away from building to allow 3m clearance where possible, Mixed broadleaf (G2) - crown lift to allow 5.2m from ground and reduce back from road
Pending
DM/26/02846/FPA
Change of use from a dwellinghouse (C3) to a house in multiple occupation (C4) including a single storey extension, cycle parking and bin storage
Pending
DM/26/02669/FPA
Single storey front extension
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-02-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density-

Owner Occupied32%

Age Distribution

0-15 8%16-64 78%65+ 14%

View Area Profile

Schools Nearby

St Joseph's Catholic Primary School, Gilesgate
0.1 mi
Inspected as St Joseph's Roman Catholic Voluntary Aided Primary School, Durham (URN 114273) on 10 Jul 2018
St Hild's College Church of England Primary School, Durham
0.2 mi
Inspected as St Hild's College Church of England Aided Primary School, Durham (URN 114270) on 4 Jul 2024
Laurel Avenue Community Primary School
0.3 mi
Good
Durham Gilesgate Primary School
0.3 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 St Josephs Close
-
£190k
-
16 St Josephs Close
-
£178k
-
4 St Josephs Close
-
£140k
-
4 St Josephs Close
-
£133k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN