20 Christchurch Place, Peterlee, SR8 2NR

UPRN:100110443802End Terrace House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

20 Christchurch Place, Peterlee, SR8 2NR

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£79,000

£75k - £83kHigh

Estimate

£79k

Range

£75k – £83k

Rent Estimate (pcm)

£650

£650 - £700

Monthly

£650

Yield

13.93%

Verdict

Derived from HomePortfolio scores

20 Christchurch Place earns an INVESTIGATE rating with HP Score 71/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

46/ 100

Mixed

Transit & Bike

Transit 22Bike 52

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 14 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 29% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +29.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100110443802· as of 10 Nov 2026
Rental economics40/40
gross yield 13.9%; range width penalty ×1.00; the estimate this rent rides on sits 29% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 650/mo (range 650-700)· as of 10 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this home· as of 10 Nov 2026· verify before relying on this
Stress margin17.2/30
stressed cash flow +112/mo, +17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 14 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 284 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 14 Nov 2026
Risk & liquidity14.6/15
443 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £43,500

£42,000£64,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£56,000

At the asking price

Monthly rent£650/mo

Evidenced range £650-£700

Interest rate5.4%

Loan to value75%

Cash required: £18,100
Net cash flow: £261/mo
Cash on cash: 17.3%
Score at this price: 72

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110443802Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 650/mo (range 650-700)Rental economics · as of 10 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 14 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 14 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 650/mo (range 650-700)
Rental economics needs verification before you rely on it
sale estimate 29% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £43,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£79,000

Rent Estimate (pcm)£650

Gross Yield13.93%

1y Growth-52.6%

3y Growth+4.5%

5y Growth+2.5%

10y Growth+2.1%

Last Sold Price£66,000 (2016-06-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SR8 2NR

Approval Rate

-12mo

Development

low

DM/26/02758/FPA
Change of use from retail (Class E) to hot food takeaway (Sui Generis) with associated external alterations comprising extraction and ventilation equipment
Pending
DM/26/02318/FPA
Installation of new cricket training/practice nets and associated artificial playing surface, fencing/netting and ancillary works within the existing cricket playing field.
Approved
DM/26/02259/FPA
Single-storey rear extension
Approved

View Planning Timeline

Ownership

Corporate Ownership82.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-06-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density-

Owner Occupied59%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

St Bede's Catholic School and Byron Sixth Form College
0.1 mi
Good
Our Lady of the Rosary Catholic Primary School
0.2 mi
Good
Howletch Lane Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Shotton Hall Primary School
0.4 mi
Inspected as Shotton Hall Junior School (URN 114155) on 26 Nov 2009

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Christchurch Place
-
£85k
-
48 Christchurch Place
-
£65k
-
1 Christchurch Place
-
£137k
-
9 Christchurch Place
-
£75k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN