5 Merlin Close, Seaham, SR7 7XH

UPRN:100110461263Semi-Detached PropertyBeds -Built 1983-1990

FreeholdCouncil Tax: Band BEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£234,000

£188k - £281kLow

Estimate

£234k

Range

£188k – £281k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

10.50%

Verdict

Derived from HomePortfolio scores

5 Merlin Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

22/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 25Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,700-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £537/mo
Cash on cash: 10.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£234,000

Rent Estimate (pcm)£1,750

Gross Yield10.50%

1y Growth-

3y Growth+5.7%

5y Growth-0.3%

10y Growth+3.3%

Last Sold Price£82,000 (2002-05-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SR7 7XH

Approval Rate

-12mo

Development

low

DM/26/02663/FPA
Conversion of former bank to mixed use building comprising office (Use Class E) to the ground-floor and short-term respite accommodation for up to two people to the first-floor
Pending
DM/26/02556/FPA
Retrospective application for the change of use from Sui Generis (micro-pub/drinking establishment) to Class E (Commercial, Business and Service), together with retrospective alterations to the rear elevation and internal subdivision of the premises.
Pending
DM/26/02509/FPA
Demolition of existing buildings and erection of a foodstore (Use Class E) with associated access, parking, servicing area, landscaping and infrastructure.
Pending

View Planning Timeline

Ownership

Corporate Ownership75%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-05-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density3,931 /km²

Owner Occupied75%

Age Distribution

0-15 12%16-64 59%65+ 29%

View Area Profile

Schools Nearby

St Mary Magdalen's Catholic Primary School
0.1 mi
Inspected as St Mary Magdalen's Roman Catholic Voluntary Aided Primary School, Seaham (URN 114236) on 1 Nov 2017
Seaham Trinity Primary School
0.4 mi
Good
Ropery Walk Primary School
0.7 mi
-
Seaham Harbour Nursery School
0.8 mi
Outstanding

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Merlin Close
-
£370k
-
25 Merlin Close
-
£300k
-
4 Merlin Close
-
£227k
-
19 Merlin Close
-
£228k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN