21 Morrison Terrace, Ferryhill, DL17 9DQ

UPRN:100110473080End Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

21 Morrison Terrace, Ferryhill, DL17 9DQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£87,000

£70k - £104kLow

Estimate

£87k

Range

£70k – £104k

Rent Estimate (pcm)

£700

£700 - £750

Monthly

£700

Yield

10.50%

Verdict

Derived from HomePortfolio scores

21 Morrison Terrace earns an INVESTIGATE rating with HP Score 54/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

60/ 100

Elevated

Walkability

10/ 100

Low

Transit & Bike

Transit 10Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics26/40
gross yield 8.2% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 550/mo (tenanted)· as of 2 Nov 2026
Stress margin0/30
stressed cash flow -63/mo, -12% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.4/15
254 sales/12mo in area; valuation range width 39%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£700/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £215/mo
Cash on cash: 10.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

listing_factscontractual rent 550/mo (tenanted)Rental economics · as of 2 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Seller motivation could not be scored
context, not scored: 1 price cut(s), 88 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£87,000

Rent Estimate (pcm)£700

Gross Yield10.50%

1y Growth-

3y Growth+9.5%

5y Growth+6.6%

10y Growth+2.4%

Last Sold Price£62,000 (2009-01-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL17 9DQ

Approval Rate

-12mo

Development

low

DM/26/02899/FPA
Construction of gable porch to front elevation
Pending
DM/26/01804/FPA
Removal of existing telecommunications mast and associated equipment and formation of additional car parking spaces.
Approved
DM/25/01571/TEL
Proposed 25m high Slimline Climbable Lattice Tower on 5.6 x 5.6 x 1.2m deep concrete base; with 6No Antenna Apertures at 0°/180°/270° & 4No. 600Ø Dishes. RRUs, Active Routers and BOBs to be fixed to support poles below antennas. Equipment cabinets installed at the tower base and associated ancillary works.
Approved

View Planning Timeline

Ownership

Corporate Ownership87.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2009-01-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density321 /km²

Owner Occupied45%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

Ferryhill Station Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cleves Cross Primary and Nursery School Academy
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Broom Cottages Primary & Nursery School
0.9 mi
Good
The Woodlands
0.9 mi
-

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Morrison Terrace
-
£58k
-
33 Morrison Terrace
-
£53k
-
11 Morrison Terrace
-
£63k
-
27 Morrison Terrace
-
£77k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN