13 Westfield Terrace, Bishop Middleham, Ferryhill, DL17 9BH

UPRN:100110475419Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

13 Westfield Terrace, Bishop Middleham, Ferryhill, DL17 9BH

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£129,000

£123k - £136kHigh

Estimate

£129k

Range

£123k – £136k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

8.31%

Verdict

Derived from HomePortfolio scores

13 Westfield Terrace earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

38/ 100

Mixed

Transit & Bike

Transit 8Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £184/mo
Cash on cash: 5.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.05 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£129,000

Rent Estimate (pcm)£900

Gross Yield8.31%

1y Growth-

3y Growth+9.5%

5y Growth+6.6%

10y Growth+2.4%

Last Sold Price£125,000 (2005-05-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL17 9BH

Approval Rate

-12mo

Development

low

DM/26/02141/TCA
Beech - Prune larger limbs and reduce overall spread & height by 4 metres to reduce weight and sail of crown
Approved
TPO/433/2026
Solace House Bishop Middleham Tree Preservation Order 2026
Pending
DM/26/00915/TCA
Removal of a large sycamore tree
Rejected

View Planning Timeline

Ownership

Corporate Ownership87.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-05-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density124 /km²

Owner Occupied77%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

St Michael's Church of England Primary School
0.3 mi
Outstanding
Ferryhill Station Primary School
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
West Cornforth Primary School
1.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cleves Cross Primary and Nursery School Academy
2.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Westfield Terrace
-
£215k
-
1 Westfield Terrace
-
£200k
-
12 Westfield Terrace
-
£245k
-
24 Westfield Terrace
-
£136k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN