21 Raby Gardens, Shildon, DL4 1NF

UPRN:100110489493Terrace Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£101,000

£96k - £106kHigh

Estimate

£101k

Range

£96k – £106k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

8.57%

Verdict

Derived from HomePortfolio scores

21 Raby Gardens earns an INVESTIGATE rating with HP Score 68/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 21Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£105,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £32,800
Net cash flow: £165/mo
Cash on cash: 6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£101,000

Rent Estimate (pcm)£750

Gross Yield8.57%

1y Growth-

3y Growth+4.4%

5y Growth+4.8%

10y Growth+1.6%

Last Sold Price£98,000 (2021-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL4 1NF

Approval Rate

-12mo

Development

low

DM/26/02871/CEU
Existing use of the property as a Use Class C4 House in Multiple Occupation (HMO) occupied by up to four residents.
Pending
DM/26/02827/FPA
Installation of a modular self-service launderette facility and associated works (retrospective)
Pending
DM/26/02596/FPA
Single storey extension to the rear
Pending

View Planning Timeline

Ownership

Corporate Ownership85.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-10-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density1,940 /km²

Owner Occupied48%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Thornhill Primary School
0.3 mi
Outstanding
St John's Church of England Aided Primary School, Shildon
0.3 mi
Good
Timothy Hackworth Primary School
0.4 mi
Good
Prince Bishops Community Primary School
1.1 mi
Inspected as Prince Bishops Community Primary School (URN 134855) on 6 Feb 2024

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

27 Raby Gardens
-
£67k
-
11 Raby Gardens
-
£105k
-
13 Raby Gardens
-
£95k
-
16 Raby Gardens
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN