5 Louisa Terrace, St. Helen Auckland, Bishop Auckland, DL14 9BP

UPRN:100110517404Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (57)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

5 Louisa Terrace, St. Helen Auckland, Bishop Auckland, DL14 9BP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£61,000

£58k - £64kHigh

Estimate

£61k

Range

£58k – £64k

Rent Estimate (pcm)

£450

£450 - £500

Monthly

£450

Yield

7.94%

Verdict

Derived from HomePortfolio scores

5 Louisa Terrace earns an INVESTIGATE rating with HP Score 49/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

49/ 100

Mixed

Investment Score

49/ 100

Mixed

100

Crime Score

100/ 100

Elevated

Walkability

53/ 100

Moderate

Transit & Bike

Transit 8Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£68,000

At the asking price

Monthly rent£450/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £21,700
Net cash flow: £82/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£61,000

Rent Estimate (pcm)£450

Gross Yield7.94%

1y Growth+11.1%

3y Growth+6.9%

5y Growth+2.5%

10y Growth+3.6%

Last Sold Price£54,000 (2024-11-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL14 9BP

Approval Rate

-12mo

Development

low

DM/26/02492/PNA
Proposed extension to existing agricultural building/barn
Approved
DM/26/02208/PND
Demolition of Units 9, 10 and 10A
Approved
DM/26/02094/PN56
Prior notification of the installation of Photovoltaic Panels under Schedule 2, Part 14, Class J of the Town and Country Planning (General Permitted Development) Order 2015.
Approved

View Planning Timeline

Ownership

Corporate Ownership79.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-11-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density515 /km²

Owner Occupied70%

Age Distribution

0-15 23%16-64 64%65+ 13%

View Area Profile

Schools Nearby

St Helen Auckland Community Primary School
0.4 mi
Inspected as St Helen Auckland Community Primary School (URN 114104) on 17 Oct 2018
Woodhouse Primary Academy
0.6 mi
Inspected as Woodhouse Community Primary School (URN 131919) on 25 Apr 2023
Bishop Auckland College
0.9 mi
-
St Wilfrid's Catholic Primary School, Bishop Auckland
0.9 mi
Inspected as St Wilfrid's Roman Catholic Voluntary Aided Primary School (URN 114262) on 15 Jan 2019

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Louisa Terrace
-
£53k
-
5 Louisa Terrace
-
£54k
-
12 Louisa Terrace
-
£58k
-
2 Louisa Terrace
-
£63k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN