49 The Crofts, Wolsingham, Bishop Auckland, DL13 3BB

UPRN:100110522000Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

49 The Crofts, Wolsingham, Bishop Auckland, DL13 3BB

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£197,000

£187k - £207kHigh

Estimate

£197k

Range

£187k – £207k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

6.30%

Verdict

Derived from HomePortfolio scores

49 The Crofts earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 15Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.5% (HIGH), sold-comps -48.1%, £/sqft -48.0%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100110522000· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 16.1%· as of 25 Oct 2026
Rental economics10.4/40
gross yield 6.3%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1050/mo (range 1000-1100)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -202/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 258 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
158 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£199,950

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £62,785
Net cash flow: £52/mo
Cash on cash: 1.0%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110522000Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 16.1%Valuation edge · as of 25 Oct 2026
valuation_snapshotsrent estimate 1050/mo (range 1000-1100)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1050/mo (range 1000-1100)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 258 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£197,000

Rent Estimate (pcm)£1,050

Gross Yield6.30%

1y Growth-

3y Growth+1.1%

5y Growth+1.2%

10y Growth+3.5%

Last Sold Price£82,000 (2013-01-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DL13 3BB

Approval Rate

-12mo

Development

low

DM/26/02659/TCA
Multiple deciduous common species - Small leaved lime Tilia Cordata, Wild Cheery Prunus Avium, Elm Ulmus with serrated leaf - Trees are to be shapped and trimmed only. - Section 211 notice
Approved
DM/26/02621/TCA
T505 - Pine - remove dead tree, T507 - Larch - crown lift to 3m, T508 - Larch - crown lift to 5m over road, T509 - Larch - crown lift 5m over road, T510 - Sycamore - remove major deadwood, T517 - Whitebeam - Remove tree stakes, T519 - Ash - remove broken limb, T536 Oak - remove tree, T537 - Oak - remove dead branch, T539 - Oak - remove deadwood, T541 - Oak - remove, T549, T550. T551, T552, T553, T554, T555, Lime - remove tree stakes, T559 Copper Beech - remove deadwood, G2 Ash - remove 1 nr Ash tree with severe Ash dieback - Section 211 notice
Approved
DM/26/02622/TCA
T1 Cherry - Reduction in height and over all crown spread by 1.5m, T2 Cherry - Reduction in height and over all crown spread by 1m, T3 Cherry - Reduction in height and over all crown spread by 1m. - Section 211 notice
Approved

View Planning Timeline

Ownership

Corporate Ownership87.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-01-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density-

Owner Occupied76%

Age Distribution

0-15 16%16-64 55%65+ 29%

View Area Profile

Schools Nearby

Wolsingham School
0.3 mi
Good
Wolsingham Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tow Law Millennium Primary School
3.0 mi
Good
Frosterley Primary School
3.2 mi
GoodConcerns

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 The Crofts
-
£174k
-
18A The Crofts
-
£168k
-
19 The Crofts
-
£125k
-
28 The Crofts
-
£93k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN