13 Kensington Terrace, Willington, Crook, DL15 0PJ

UPRN:100110528531Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: E (49)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

13 Kensington Terrace, Willington, Crook, DL15 0PJ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£143,000

£114k - £171kLow

Estimate

£143k

Range

£114k – £171k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

1.67%

Verdict

Derived from HomePortfolio scores

13 Kensington Terrace earns an INVESTIGATE rating with HP Score 65/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

58/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 21Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: -£952/mo
Cash on cash: -8.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.41 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£143,000

Rent Estimate (pcm)£550

Gross Yield1.67%

1y Growth-

3y Growth+7.6%

5y Growth+1.8%

10y Growth+2.2%

Last Sold Price£80,000 (2014-11-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL15 0PJ

Approval Rate

-12mo

Development

low

DM/26/02828/PND
Prior notification for the demolition of Spectrum Leisure Centre
Pending
DM/26/02374/FPA
Erection of 6no dwellings with associated parking and access
Pending
DM/26/02226/AD
Replacement of existing advertisement display with D48 digital advertisement display.
Rejected

View Planning Timeline