38 Napier Street, Darlington, DL3 7DW

UPRN:100110554698Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£60,000

£57k - £63kHigh

Estimate

£60k

Range

£57k – £63k

Rent Estimate (pcm)

£400

£400 - £450

Monthly

£400

Yield

8.00%

Verdict

Derived from HomePortfolio scores

38 Napier Street earns an INVESTIGATE rating with HP Score 57/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

60/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

91/ 100

Excellent

Transit & Bike

Transit 32Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£400/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £74/mo
Cash on cash: 4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£60,000

Rent Estimate (pcm)£400

Gross Yield8.00%

1y Growth-

3y Growth+3.1%

5y Growth+0.6%

10y Growth+1.3%

Last Sold Price£26,000 (2001-09-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL3 7DW

Approval Rate

-12mo

Development

low

26/01052/CON
Approval of details reserved by Condition 5 (external materials) attached to planning permission 26/00095/FUL dated 23 Oct 26 (Conversion of existing Methodist Church (Use Class F1) to 6 No. flats (3 No. 2 bed and 3 No. 1 bed) (Use Class C3), including erection of part second storey extension, installation of 1.8 m timber boundary fence, cycle storage provision and associated works)
Pending
26/01050/TFC
Notification to carry out works to trees in a designated conservation area - as per submitted arborist report
Pending
26/01029/TF
Works to various trees protected under Tree Preservation Order (No.1) 1952 and (No.10) 1994 - as per arborists report including the felling of 1 No. Elm Tree (T015)
Pending

View Planning Timeline