14 Kirkwell Cottages, High Hauxley, Morpeth, NE65 0JN

UPRN:100110575476Mid Terrace House2 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band AEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

14 Kirkwell Cottages, High Hauxley, Morpeth, NE65 0JN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£164,000

£156k - £173kHigh

Estimate

£164k

Range

£156k – £173k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

6.18%

Verdict

Derived from HomePortfolio scores

14 Kirkwell Cottages earns an INVESTIGATE rating with HP Score 54/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

35/ 100

Elevated

Walkability

1/ 100

Low

Transit & Bike

Transit 5Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £32/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£164,000

Rent Estimate (pcm)£850

Gross Yield6.18%

1y Growth-

3y Growth+3.9%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price£83,000 (2011-07-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NE65 0JN

Approval Rate

-12mo

Development

low

26/03694/DISCON
Discharge of conditions 13 (Highway Materials), 16 (Highways Details), 19 (Highway Drainage) and 41 (Framework TP) on approved application 17/01675/OUT
Pending
26/03342/FUL
Single storey wrap-around extension; conversion of an existing room and part of the extension to form ancillary apartment; an associated first-floor ensuite; and re-ordering of existing windows and openings
Pending
26/03283/DISCON
Discharge of Condition 12 (Lighting) of approved application 23/01902/VARYCO
Pending

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-07-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density202 /km²

Owner Occupied66%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Amble Links Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
King Edwin Primary School
0.9 mi
Good
Coquet Community School
1.1 mi
Good
Broomhill Primary School
2.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Kirkwell Cottages
-
£290k
-
20 Kirkwell Cottages
-
£308k
-
43 Kirkwell Cottages
-
£237k
-
15 Kirkwell Cottages
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN