15 Windsor Terrace, Amble, Morpeth, NE65 0PP

UPRN:100110577492Terrace Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

15 Windsor Terrace, Amble, Morpeth, NE65 0PP

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£120,000

£114k - £126kHigh

Estimate

£120k

Range

£114k – £126k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

6.00%

Verdict

Derived from HomePortfolio scores

15 Windsor Terrace earns an INVESTIGATE rating with HP Score 72/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 10Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £10/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£120,000

Rent Estimate (pcm)£600

Gross Yield6.00%

1y Growth-

3y Growth+3.9%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE65 0PP

Approval Rate

-12mo

Development

low

26/03639/FUL
Demolition of a building (The Fish Shack Restaurant) and erection of a two-storey building with roof terrace (Use Class E(b) - Restaurant) including ancillary infrastructure and hard landscaping.
Pending
26/03553/NONMAT
Non-material amendment (amendment to drainage design (revised)) on approved application 23/04183/FUL
Pending
26/03254/FUL
Refurbishment and upgrading including internal reconfiguration, alterations to shopfront, relocation of the principal entrance to improve accessibility, repairs and redecoration, revised fascia signage and associated works
Approved

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density-

Owner Occupied65%

Age Distribution

0-15 12%16-64 56%65+ 32%

View Area Profile

Schools Nearby

Amble Links Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
King Edwin Primary School
0.4 mi
Good
Coquet Community School
0.7 mi
Good
NCEA Warkworth Church of England Primary School
1.3 mi
Good

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Windsor Terrace
-
£150k
-
31 Windsor Terrace
-
£134k
-
19 Windsor Terrace
-
£126k
-
27 Windsor Terrace
-
£118k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN