24 North Greenwich Road, Spittal, Berwick-upon-Tweed, TD15 1RG

UPRN:100110582006TerracedBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

24 North Greenwich Road, Spittal, Berwick-upon-Tweed, TD15 1RG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£206,000

£165k - £247kLow

Estimate

£206k

Range

£165k – £247k

Rent Estimate (pcm)

£900

£800 - £950

Monthly

£900

Yield

0.49%

Verdict

Derived from HomePortfolio scores

24 North Greenwich Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

35/ 100

Mixed

Transit & Bike

Transit 16Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,200,000

At the asking price

Monthly rent£900/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £839,050
Net cash flow: -£6,802/mo
Cash on cash: -9.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£206,000

Rent Estimate (pcm)£900

Gross Yield0.49%

1y Growth-

3y Growth+2.9%

5y Growth+3.0%

10y Growth+2.9%

Last Sold Price£37,000 (2003-09-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TD15 1RG

Approval Rate

-12mo

Development

low

26/03797/DISCON
Discharge of conditions 3 (BNG), 20(a) (mine gas risk assessment), 25 (dust), 26 (surface water disposal) and 28 (foul and surface water) on approved application 26/01938/CCD
Pending
26/03799/NONMAT
Non-material amendment (to inform on the materials and confirm the layouts of blocks 11, 12, 14, 1 and 2) on approved application 18/00415/VARYCO to bring the development in line with 25/01415/NONMAT
Pending
26/03310/LBC
Listed building consent for replacement of 2no existing timber sash and case single-glazed windows.
Approved

View Planning Timeline