12 Sandstell Road, Spittal, Berwick-upon-Tweed, TD15 1RE

UPRN:100110582901End Terrace House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

12 Sandstell Road, Spittal, Berwick-upon-Tweed, TD15 1RE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£166,000

£132k - £199kLow

Estimate

£166k

Range

£132k – £199k

Rent Estimate (pcm)

£750

£650 - £800

Monthly

£750

Yield

0.96%

Verdict

Derived from HomePortfolio scores

12 Sandstell Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

45/ 100

Mixed

Transit & Bike

Transit 15Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£936,000

At the asking price

Monthly rent£750/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £319,450
Net cash flow: -£2,640/mo
Cash on cash: -9.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£166,000

Rent Estimate (pcm)£750

Gross Yield0.96%

1y Growth-

3y Growth+2.9%

5y Growth+3.0%

10y Growth+2.9%

Last Sold Price£150,000 (2012-09-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TD15 1RE

Approval Rate

-12mo

Development

low

26/03797/DISCON
Discharge of conditions 3 (BNG), 20(a) (mine gas risk assessment), 25 (dust), 26 (surface water disposal) and 28 (foul and surface water) on approved application 26/01938/CCD
Pending
26/03799/NONMAT
Non-material amendment (to inform on the materials and confirm the layouts of blocks 11, 12, 14, 1 and 2) on approved application 18/00415/VARYCO to bring the development in line with 25/01415/NONMAT
Pending
26/03480/DISCON
Discharge of conditions 3 (Plumbing), 4 (Materials), 6 (Glazing) on approved application 25/02990/LBC
Pending

View Planning Timeline