18 Hayton Close, Cramlington, NE23 2FN

UPRN:100110606408Terrace Property1 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£96,000

£91k - £100kHigh

Estimate

£96k

Range

£91k – £100k

Rent Estimate (pcm)

£500

£500 - £550

Monthly

£500

Yield

6.32%

Verdict

Derived from HomePortfolio scores

18 Hayton Close earns an AVOID rating with HP Score 72/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 13Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£94,950

At the asking price

Monthly rent£500/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £29,786
Net cash flow: £26/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£96,000

Rent Estimate (pcm)£500

Gross Yield6.32%

1y Growth+72.8%

3y Growth-2.8%

5y Growth+0.0%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE23 2FN

Approval Rate

-12mo

Development

low

26/03525/FUL
Proposed two storey side and rear extension
Pending
26/03343/MISC
The proposed erection of a 20-metre-high streetworks monopole which will support 9no. radio antennas, 2no. transmission dishes and ancillary equipment. A small number of cabinets will be situated alongside the pole. Reference: 10102157 - Northumbrian Rd SW South
Approved
26/03119/CCD
Strip each dwelling back to its structural steel frame. Construct new pitched roof. Rebuild and upgrade external envelope. Reconfigure internal accommodation to provide open-plan living accommodation at ground-floor level and three usable bedrooms and bathroom at first floor level for each dwelling.
Pending

View Planning Timeline