11 Oxford Avenue, Cramlington, NE23 2YW

UPRN:100110609394Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£191,000

£182k - £201kHigh

Estimate

£191k

Range

£182k – £201k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

6.60%

Verdict

Derived from HomePortfolio scores

11 Oxford Avenue earns an INVESTIGATE rating with HP Score 71/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

41/ 100

Mixed

Transit & Bike

Transit 15Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£199,950

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £62,785
Net cash flow: £87/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£191,000

Rent Estimate (pcm)£1,100

Gross Yield6.60%

1y Growth+13.6%

3y Growth-2.8%

5y Growth+0.0%

10y Growth+2.6%

Last Sold Price£162,000 (2024-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE23 2YW

Approval Rate

-12mo

Development

low

26/03557/FUL
Erection of a single storey extension to the rear elevation and a single storey extension to the gable elevation of the property
Pending
26/03525/FUL
Proposed two storey side and rear extension
Pending
26/03343/MISC
The proposed erection of a 20-metre-high streetworks monopole which will support 9no. radio antennas, 2no. transmission dishes and ancillary equipment. A small number of cabinets will be situated alongside the pole. Reference: 10102157 - Northumbrian Rd SW South
Approved

View Planning Timeline