29 Kearsley Close, Seaton Delaval, Whitley Bay, NE25 0BL

UPRN:100110615648Flat/Maisonette1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

29 Kearsley Close, Seaton Delaval, Whitley Bay, NE25 0BL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

20 of 21 sources

Sale Estimate

£44,000

£42k - £46kHigh

Estimate

£44k

Range

£42k – £46k

Rent Estimate (pcm)

£200

£200 - £250

Monthly

£200

Yield

6.00%

Verdict

Derived from HomePortfolio scores

29 Kearsley Close earns an AVOID rating with HP Score 72/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

77/ 100

High

Crime Score

54/ 100

Elevated

Walkability

71/ 100

High

Transit & Bike

Transit 20Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +9.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100110615648· as of 9 Oct 2026
Rental economics22.4/40
gross yield 7.8% on contractual rent (listing-disclosed tenancy); contractual 350/mo far above the 200/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 350/mo (tenanted)· as of 6 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -108/mo, -41% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 10 price cut(s), 449 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.8/15
350 sales/12mo in area; valuation range width 9%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£30,000£46,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£40,000

At the asking price

Monthly rent£200/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £13,300
Net cash flow: £3/mo
Cash on cash: 0.3%
Score at this price: 37

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110615648Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 350/mo (tenanted)Rental economics · as of 6 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
contractual rent 350/mo (tenanted)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
10 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£44,000

Rent Estimate (pcm)£200

Gross Yield6.00%

1y Growth+27.5%

3y Growth+4.9%

5y Growth+4.0%

10y Growth+4.0%

Last Sold Price£50,000 (2005-04-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE25 0BL

Approval Rate

-12mo

Development

low

26/03618/DISCON
Discharge of Condition 32 (Travel Plan) of approved application 23/00584/OUT
Pending
26/03596/HPA
Notification of Prior Approval: Erection of a single-storey rear extension with a total projection from rear wall of original dwellinghouse of 5.00m with maximum height of 2.80m and height to eaves of 2.70m
Pending
26/03537/FUL
Erection of building for two commercial units (Use Class E) and associated infrastructure, car parking and landscaping
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining33 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-04-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density3,968 /km²

Owner Occupied54%

Age Distribution

0-15 14%16-64 64%65+ 22%

View Area Profile

Schools Nearby

Seaton Valley High School
0.3 mi
-
Whytrig Middle School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Seaton Delaval First School
0.4 mi
Good
Holywell Village First School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

56 Kearsley Close
-
£20k
-
1 Kearsley Close
-
£30k
-
74 Kearsley Close
-
£20k
-
42 Kearsley Close
-
£28k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN