1 Rutherford Place, Morpeth, NE61 2LQ

UPRN:100110625671Flat/Maisonette1 bedsBuilt 1950-1966

Tenure: -Council Tax: Band AEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£80,000

£64k - £96kLow

Estimate

£80k

Range

£64k – £96k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

8.57%

Verdict

Derived from HomePortfolio scores

1 Rutherford Place earns an INVESTIGATE rating with HP Score 81/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

70/ 100

High

Crime Score

14/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 17Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£70,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £22,300
Net cash flow: £110/mo
Cash on cash: 5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£80,000

Rent Estimate (pcm)£500

Gross Yield8.57%

1y Growth-

3y Growth+3.7%

5y Growth+3.0%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE61 2LQ

Approval Rate

-12mo

Development

low

26/03896/MISC
Installation of 2 x 10m light poles - Reference: OGEAA7539439
Pending
26/03792/FUL
Proposed railing to front of dwelling
Pending
26/03725/TREECA
Trees in a Conservation Area : Willow Tree - Pollarded to a height above bank level, with ongoing Willow Management to prevent re growth obstructing the channel. Selective clearance of bramble impeding access to the channel. Removal of self seeded trees and shrubs from channel margins where they contribute to flow obstruction. Crown lifting if various retained trees to improve channel conveyance. Removal and treatment of invasive and non-native species to prevent further spread.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density3,693 /km²

Owner Occupied55%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Abbeyfields First School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Roberts Catholic First School, Morpeth
0.3 mi
Inspected as St Robert's Roman Catholic Voluntary Aided First School (URN 122312) on 2 Oct 2019
Morpeth Newminster Middle School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Morpeth Chantry Middle School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Rutherford Place
-
£63k
-
14 Rutherford Place
-
£47k
-
14 Rutherford Place
-
£83k
-
8 Rutherford Place
-
£77k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN