15 Prior Terrace, Hexham, NE46 3EU

UPRN:100110640083Flat/Maisonette2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£118,000

£94k - £141kLow

Estimate

£118k

Range

£94k – £141k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

1.60%

Verdict

Derived from HomePortfolio scores

15 Prior Terrace earns an INVESTIGATE rating with HP Score 73/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

41/ 100

Elevated

Walkability

68/ 100

Moderate

Transit & Bike

Transit 11Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£1,103/mo
Cash on cash: -8.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.40 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£118,000

Rent Estimate (pcm)£600

Gross Yield1.60%

1y Growth+18.6%

3y Growth+6.8%

5y Growth+1.6%

10y Growth+3.9%

Last Sold Price£45,000 (2020-12-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NE46 3EU

Approval Rate

100%12mo

Development

low

26/03868/FUL
Change of use of upper floors from function room and managers flat to nine en-suite guest rooms. Minor alterations to front and rear elevations associated with the change of use. Replacement signage to front elevation.
Pending
26/03760/FUL
Erection of bungalow, formation of new driveway entrance and associated landscaping
Pending
26/03708/TREECA
Trees in a Conservation Area: Reduce 2no. Prunus trees by 2m to clear property
Pending

View Planning Timeline