5 Windsor Road, Newbiggin-by-the-Sea, NE64 6UH

UPRN:100110672567Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

5 Windsor Road, Newbiggin-by-the-Sea, NE64 6UH

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£171,000

£137k - £206kLow

Estimate

£171k

Range

£137k – £206k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

6.57%

Verdict

Derived from HomePortfolio scores

5 Windsor Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

75/ 100

High

Crime Score

12/ 100

Low

Walkability

60/ 100

Moderate

Transit & Bike

Transit 14Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics12.5/40
gross yield 6.6%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1450/mo (range 1400-1500)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -182/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Risk & liquidity9.2/15
74 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£265,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,400-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £84,050
Net cash flow: £109/mo
Cash on cash: 1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1450/mo (range 1400-1500)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1400-1500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£171,000

Rent Estimate (pcm)£1,450

Gross Yield6.57%

1y Growth-

3y Growth+8.3%

5y Growth+7.2%

10y Growth+6.0%

Last Sold Price£28,000 (2002-10-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NE64 6UH

Approval Rate

100%12mo

Development

low

26/03861/MISC
Installation of 1 x 9m medium pole - Reference: OGEAA7904037
Pending
26/03621/CLPROP
Certificate of Lawful Development - Proposed use of the existing dwellinghouse as a short-term holiday let
Pending
26/03510/DISCON
Discharge of conditions 22 (Adoption HDM) on approved application 25/03095/FUL
Approved

View Planning Timeline

Ownership

Corporate Ownership86%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-10-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density4,143 /km²

Owner Occupied71%

Age Distribution

0-15 11%16-64 59%65+ 30%

View Area Profile

Schools Nearby

NCEA Grace Darling CofE Primary School
0.3 mi
Good
NCEA Castle School
1.2 mi
Good
NCEA Duke's Secondary School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
NCEA Bishop's Primary School
1.3 mi
Good

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Windsor Road
-
£188k
-
8 Windsor Road
-
£230k
-
3 Windsor Road
-
£75k
-
9 Windsor Road
-
£97k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN