Flat 3, 8 Windsor Road, Saltburn by the Sea, TS12 1BQ

UPRN:100110676697Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (68)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 3, 8 Windsor Road, Saltburn by the Sea, TS12 1BQ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£141,000

£134k - £148kHigh

Estimate

£141k

Range

£134k – £148k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

8.14%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 76/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 15Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £185/mo
Cash on cash: 5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£141,000

Rent Estimate (pcm)£950

Gross Yield8.14%

1y Growth-

3y Growth+0.9%

5y Growth+3.4%

10y Growth+2.8%

Last Sold Price£36,100 (1998-09-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TS12 1BQ

Approval Rate

-12mo

Development

low

R/2026/0794/FF
Alterations to roof to replace existing hipped roof with gable roof to facilitate loft conversion including Juliet balcony at rear
Pending
R/2026/0792/CD
Discharge of condition 3 (Window Details) of planning permission R/2026/0403/CA for alterations to window to form sash opening to be used as serving hatch
Pending
R/2026/0787/CD
Discharge of Condition 3 (window details) on planning approval R/2026/0431/LB for Listed Building Consent for alterations to window to form sash opening to be used as serving hatch
Pending

View Planning Timeline